CFO-Level Oversight for Investors and Growing Businesses — Without the Full-Time Price Tag

You're making six-figure decisions on instinct because you don't have the financial infrastructure to model them first. Fractional CFO services from Sherry Aland PC give you the forecasting, reporting, and oversight a growing business or real estate portfolio actually requires — delivered monthly by a CPA with ten years of controller experience inside a real estate group.

What a Fractional CFO Actually Does for Your Business

The title sounds corporate. The work is concrete. A fractional CFO is not a bookkeeper and not a tax preparer — it's the financial oversight layer that sits above both, turning your numbers into decisions. Here's what that looks like in practice:

 

  • Monthly budget review and variance analysis against actuals
  • Cash flow forecasting so you can see 30, 60, and 90 days ahead before committing to anything
  • Financial reporting that consolidates multiple entities or properties into a single, readable picture
  • Payroll oversight and 1099 compliance so nothing gets missed at year-end
  • KPI review tied to your specific business model — occupancy, margin, revenue per unit, or whatever metrics actually drive your results
  • Accounting software implementation and cleanup for businesses still running on spreadsheets or mismatched tools
  • Support for financing conversations, lender packages, and acquisition due diligence

Signs You've Outgrown Bookkeeping Alone

Bookkeeping records what happened. A fractional CFO helps you decide what to do next. If any of these sound familiar, the gap between those two things is costing you:

 

  • You own multiple properties or entities but have no consolidated view of how they're performing together
  • You're considering a hire, an acquisition, or a major capital expense — and you're making that call without projections
  • You're in a financing conversation and your financials aren't ready for a lender
  • Your accounting systems are a mix of spreadsheets, disconnected software, and workarounds
  • You're profitable on paper but constantly uncertain about actual cash position
  • Growth decisions are happening at the owner level with no financial model behind them

 

Investors and business owners across Oklahoma City, Edmond, and Tulsa reach this point at different scales — but the pattern is the same. The business has grown past what bookkeeping alone can manage, and the cost of flying blind is higher than the cost of fixing it.

Built for Real Estate Investors and Growing Oklahoma Businesses

This service was designed for two audiences who share the same problem.

 

Real estate investors managing multiple properties or entities need consolidated reporting, entity-level cash flow visibility, and financial infrastructure that scales with the portfolio. The fractional CFO engagement is built to support that — whether you're a buy-and-hold landlord with a handful of doors, a short-term rental operator running multiple properties, or a commercial investor managing a growing asset base.

 

Growing small businesses need the same oversight a large company gets from its CFO — budgeting, forecasting, financial reporting, and systems — without the cost of a full-time executive hire. A fractional CFO engagement delivers controller-level financial oversight on a monthly basis, at a fraction of what a salaried CFO would cost. Big decisions deserve real financials. This is how you get them.

What's Included in a Fractional CFO Engagement

Cash Flow Forecasting and Budget Modeling

Before you hire, expand, or acquire, you should know whether the numbers support it. Every engagement includes forward-looking cash flow modeling and budget development so your decisions get tested against projections — not gut feel. Model it before you commit to it.

Consolidated Financial Reporting

If you own multiple properties, operate through multiple entities, or run a business alongside a portfolio, you need a single reporting view that shows the full picture. We build consolidated financial reports that make your numbers readable, comparable, and useful for decision-making.

Payroll and 1099 Services

Payroll errors and missed 1099 filings create IRS exposure that compounds fast. We handle payroll oversight and 1099 preparation as part of the engagement, so compliance doesn't fall through the cracks while you're focused on running the business.

Accounting Software Implementation

Outgrowing QuickBooks, running on mismatched systems, or still tracking financials in spreadsheets — these aren't minor inconveniences. They're liability. Sherry's background includes building out an accounting department from scratch during a period when the company under her oversight expanded from 21 to 90 apartment complexes. We've built the accounting function before. We'll build yours.

KPI Development and Monthly Review

Numbers without context don't drive decisions. We identify the key performance indicators specific to your business or portfolio, build them into your monthly reporting, and review them with you so you know what's improving, what's slipping, and what needs attention before it becomes a problem.

Financing and Lender Support

Lenders want organized financials, clean entity structures, and projections they can underwrite. We prepare the documentation, support the narrative, and make sure your financial picture is presented in a way that supports the deal — whether you're refinancing, acquiring, or approaching a bank for the first time.

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Fractional CFO Services — Common Questions

  • What does a fractional CFO do that a bookkeeper doesn't?

    A bookkeeper records transactions and keeps your books current. A fractional CFO uses those records to build forecasts, analyze performance, prepare financial reports, and support decisions about hiring, growth, financing, and capital allocation. Bookkeeping tells you what happened. A fractional CFO helps you decide what to do next.

  • How much does a fractional CFO cost compared to a full-time hire?

    A full-time CFO in Oklahoma typically commands a salary of $120,000 to $180,000 per year, plus benefits and overhead. A fractional CFO engagement delivers the same oversight on a monthly retainer basis — a fraction of that cost, with no full-time commitment. The engagement scales to your business size and the scope of work required.

  • Do I need fractional CFO services or just better bookkeeping?

    If your books are current but you still can't answer questions about future cash position, whether you can afford a hire, or how your entities are performing together — you need more than bookkeeping. The fractional CFO layer is the financial oversight that turns accurate records into actionable decisions.

  • Can you work with real estate investors who own multiple entities?

    Yes. Multi-entity reporting and consolidated financial oversight are core components of this engagement. If you own properties across multiple LLCs or operate a business alongside your portfolio, we build the reporting structure that gives you a clear view of how everything is performing — together and individually.

  • What accounting software do you work with?

    We work with QuickBooks Online and can implement, clean up, or migrate your accounting system as part of the engagement. If your books are currently in spreadsheets or a system that isn't serving you, we'll build the right structure from the ground up.

  • Do you handle payroll and 1099 filing as part of the CFO engagement?

    Yes. Payroll oversight and 1099 preparation are included in the fractional CFO scope. These compliance items create real IRS exposure when they're missed, and they belong inside the same engagement that's managing your financial reporting — not handled separately as an afterthought.

  • Do you serve businesses outside Oklahoma City and Edmond?

    Yes. While the practice is based in Edmond and serves a significant number of clients in Oklahoma City and Tulsa, fractional CFO engagements are available to clients across Oklahoma and can be conducted remotely. If you're managing a portfolio or running a business anywhere in the state, the engagement structure works the same way.